Memory aid to help you memorize this

After UNIversity when you are jobless, you are in ADversity (misfortune, great hardship).

Adverse-bad; now add ary it becomes opponent; add city it becomes..difficult time...so,ary and city

ad-worse, when the conditions are worst, its your misfortune..

adverse+ity where adverse means opposite and ity means condition, so opposite condition then normal hence u face hardships

ADVERSITY=ADVER(adverse=unfavorable/hostile)+SITY(situation)->ADVERSITY=an unfavorable and hostile situation, like poverty,misfortune,etc.

ADVERSITY<===> कठिनाई (pr. \\kaThinaI \\ )[Noun] Example:The people of Orissa are facing grave adversities due to the cyclone. ADVERSITY<===> विपत्ति (pr. \\vipatti \\ )[Noun]